Fantasy Downtime

What a character does in their downtime or might do when they next get some

Find an inn and convince others to buy it with you

Learn to play an impractical musical instrument

Insist on group training sessions to prepare for dangerous situations

Create or hire someone to create minor items no-one wants to use

Research magic items that other members of the party might want

Learn to play a loud musical instrument

Create a "group fund" for healing, magic items and restoring the fallen

Raise an army to use against foes and rivals

Start up your own criminal gang

Create contingency plans for the group in combat situations